Let me answer your questions.

Is there still a tax penalty for not having a qualified health plan?

As of January 01, 2020 the Federal Governemnt removed the Individual Mandate from the Tax Code. Although we recommend a Health Insurance plan that will provide covereage in case of hospitalization or emergency, it is not currently required in the state of Illinois

Why Square 1 if I already pay for insurance?

Studies showed the average individual paid $440/mo for their insurance premium. This was only for insurance! Every time we access the healthcare system with this insurance plan it costs additional money. Square 1 Memberships start at $480 for an entire year. Unlike insurance, this plan allows the individual unlimited access directly to their primary care and all office visits, virtual visits, texts, calls, and e-mails are 100% free with the membership!